• Protect yourself against uninsured motorists

    Don’t risk financial losses because someone else isn’t covered Despite the legal requirements in 49 states, many drivers in the U.S. remain uninsured. Don’t risk your financial health—make sure you’re insured, and learn how to protect yourself in the event of an accident with an uninsured motorist. Uninsured motorists are…

  • How much auto coverage do I need?

    Almost every state requires you to buy a minimum amount of liability coverage. Chances are that you will need more liability insurance than the state requires because accidents cost more than the minimum limits. If you’re found legally responsible for bills that are more than your insurance covers, you will…

  • Avoid a deer-car collision

    How to steer clear of a common, large—and moving—hazard As the deer populations grow and urban habitats continue to encroach upon rural environments, there has been an increase in deer-car collisions. Deer-vehicle collisions are dangerous and costly so, though collision with an animal is covered under the comprehensive portion of your auto insurance…

  • What information do I need to give to my agent or company?

    Streamline your auto policy shopping by knowing the answers to these questions In order to obtain a price for an auto policy you’ll need to provide your insurance professional with the following information. About the car For each car you want to insure, know: Make, model and year Vehicle Identification Number (VIN) Safety features,…

  • Car breakdown safety

    If you are in an accident or your car breaks down, safety should be your first concern. Getting out of the car at a busy intersection or on a highway to change a tire or check damage from a fender bender is probably one of the worst things you can…

  • Safety tips for teen drivers

    Reduce the risks that come with inexperience and immaturity While getting a drivers license is an exciting rite-of-passage for teens, it can make a parent frantic—with good reason. The first years that teenagers spend driving are very risky. Motor vehicle crashes are the leading cause of death among 15- to…

  • 8 questions to ask before buying auto insurance

    Make sure your car coverage reflects your needs and budget The vehicle you own, your personal priorities and your budget all factor into your unique auto insurance needs. Before comparing policies and insurers, evaluate how you use your car and what risks you face to figure out what options make…

  • What is covered by collision and comprehensive auto insurance?

    Every U.S. state with the exception of New Hampshire requires its drivers to purchase liability insurance to drive legally. However, collision and comprehensive are optional, even though nearly four out of five drivers choose to purchase these coverages. Collision coverage Collision pays for damage to your car resulting from a…

  • Are You Paying Too Much For Home Insurance?

    Getting the right level of house insurance is often a juggling act between peace of mind and pocket. Whilst it may be a condition of your mortgage that you have adequate buildings insurance, whether or not you insure your house contents is a matter for your own judgement and your…

  • 8 auto insurance myths

    To get the best value for your car insurance budget, know the facts When purchasing an auto policy, it’s important to understand the factors that affect your policy costs and coverage. Unfortunately, there’s a lot of bad information that passes for “common wisdom”—here, we separate myth from facts about car…